International Insurance Plans |
Welcome to IMG®'s section of Coverage without Boundaries®!
We know that the reasons to travel abroad are
many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance
products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling
frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have
developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
|
Individual | Group | Student | Trip Cancellation | Specialty |
Coverage for individuals & families worldwide |
Patriot Travel Medical Insurance®Individual & family (5 days up to 2 years coverage)Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International® provides coverage for U.S. citizens traveling outside the U.S. and Patriot America® provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles and plan maximums. Coverage can be obtained from a minimum of five days up to two years. Buy Travel Medical Insurance | Review Patriot Travel Medical Insurance Coverage |
Global Medical Insurance®Individual & family (1 year or longer)Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers. With Global Medical Insurance you have a choice of four plan options: Silver, Gold, Gold Plus, and Platinum. Simply choose one that best fits your needs. The Silver, Gold and Gold Plus plans provide $5,000,000 of lifetime coverage, while the Platinum plan provides $8,000,000. All four plans offer a full range of benefits suited for individuals and families. There are two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Medical Insurance, you receive IMG’s commitment to deliver world class health benefits, medical assistance and total peace of mind. Buy Global Insurance | Review Global Medical Insurance Coverage | Download the Global Medical Insurance Application |
Patriot Platinum Travel Medical InsuranceSMEnhanced benefits and services planPatriot PlatinumSM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today. Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM. There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years. Buy Platinum Insurance | Review Patriot Platinum Travel Medical Insurance Coverage |
Patriot Green Travel Medical InsuranceSMEnvironmentally conscious planPatriot Green Travel Medical InsuranceSM is designed for the environmentally conscious traveler and provides up to $2,000,000 of medical coverage and services. This plan provides the same comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless. Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to two years. Buy Green Insurance | Review Patriot Green Travel Medical Insurance Coverage |
Patriot Multi-Trip® Travel Medical InsuranceTravelers who travel several time a year(annual coverage)Patriot Multi-Trip is designed for people that take multiple trips throughout the year outside their home country. The plan provides coverage up to 45 days in length for each trip. It offers the ease and convenience of purchasing a single annual plan at an affordable premium. Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country. Both provide coverage for the traveler, his or her spouse and children for each trip taken during a period of 12 months. Buy Multi-Trip Insurance | Review Patriot Multi-Trip Travel Medical Insurance Coverage |
^back to top |
Group coverage for employees around the world or short-term coverage for travelers outside their home country |
GEOSM GroupEmployer sponsored group insuranceGEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world. GEO Group assists employers to carve out their international employees to provide U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for employees and their families. |
Patriot Group Travel Medical Insurance®5 or more individuals (5 days up to 2 years)Patriot Group Travel Medical Insurance provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment form. There are two Patriot Group Travel plans plans that provide up to $2,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation. Coverage can be obtained from a minimum of five days up to a maximum of two years. Buy Group Travel Insurance | Review Patriot Group Travel Medical Insurance Coverage/Brochure |
Patriot Platinum Group Travel Medical InsuranceSMEnhanced benefits and services planPatriot Platinum Group provides first-class protection for groups of five or more international travelers who want to obtain the maximum coverage and most comprehensive services available in a short-term group travel medical product. Patriot Platinum Group builds upon the Patriot Group Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and exclusive access to our Global Concierge & Assistance ServicesSM. There are two plans available: Patriot Platinum InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSMGroup provides coverage for non-U.S. citizens traveling outside their home country. Coverage is available from five days up to three years for U.S. citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country. Buy Platinum Group Insurance | Review Patriot Platinum Group Travel Medical Insurance Coverage |
Patriot Green Group Travel Medical InsuranceSMEnvironmentally conscious Group planPatriot Green Group is designed for groups of five or more environmentally conscious international travelers that are serious about sustainable and responsible tourism. The plan provides up to $2,000,000 of medical coverage and services. It also includes an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing among others. The plan also includes an additional AD&D benefit allowing the insured the opportunity to donate $5,000, in the event of his/her Accidental Death and Dismemberment, to an environmental organization that positively impacts global conservation. This donation is payable by IMG on the insured's behalf. Patriot Green Group can only be purchased online. Coverage is available from five days up to two years for U.S. citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country. Buy Green Group Insurance | Review Patriot Green Group Travel Medical Insurance Coverage |
^back to top |
Scholars, faculty and student coverage while traveling, working or studying outside their home country |
Patriot Exchange ProgramSMCultural Exchange Student insurance plansPatriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements. Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S. citizens worldwide except in their home country and Europe to Europe. Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of four years. Buy Student Exchange Program Insurance | Review Patriot Exchange Program Insurance Coverage/Brochure |
Patriot Group Exchange ProgramSMGroup cultural exchange student insurance plansPatriot Group Exchange offers the same great benefits, options and renewability as the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term plans, a Long-Term plan is available. The plan is available to groups of five or more students or participants of cultural exchange programs, offers a 10% discount from Patriot Exchange Program and has one easy-to-use enrollment form. Buy Student Group Insurance | Review Patriot Group Exchange Program Coverage/Brochure |
Student Health AdvantageSMLong-term, worldwide medical insurance for groups of 2 or more international studentsStudent Health Advantage is designed for individuals or a group of students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity after 10 months, mental health, organized sports and international emergency care. It also provides coverage for pre-existing conditions after 12 months of coverage.
Sponsored groups of 2 or more |
^back to top |
Individual & family coverage for trip cancellation and interruption, travel delay, medical expenses and baggage |
Patriot T.R.I.P.® StudentStudent Travel Insurance ProgramPatriot T.R.I.P. Student is a "budget conscious" travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation. |
^back to top |
Specialty coverage - plans for evacuation only, adventure sports or medical coverage for sea captains and crew |
International Marine Medical InsuranceSMWorldwide group coverage for professional marine crewInternational medical insurance for marine crew requires provisions not met by many companies. International Marine Medical Insurance (IMMI) was designed specifically to provide comprehensive medical insurance to marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day. Request a Proposal | Review International Marine Medical Insurance Coverage/Brochure |
Global Crew Medical Insurance®Worldwide coverage for professional marine captains and crew membersGlobal Crew Medical Insurance(GCMI) is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. GCMI can help eliminate the obstacles of time, currency, and language when you are seeking medical treatment and need assistance and administration of your global health care benefits. The plan provides $5,000,000 of lifetime coverage with a full range of benefits and offers two options: worldwide coverage and worldwide coverage excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. Quote/Buy Insurance | Review Global Crew Medical Insurance Coverage/Brochure |
The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Adventure, Patriot Multi-Trip, Sky Rescue, Global Medical Insurance, Patriot Green, Patriot Platinum, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot T.R.I.P. Student, Patriot Travel Medical Insurance, Patriot Green, Patriot Platinum, Patriot Adventure, Global Medical Insurance, Patriot Multi-Trip, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance, International Marine Medical Insurance, Global Crew Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2012 International Medical Group, Inc. All Rights Reserved. |
^back to top |